All the citizens of United states of America has at least one life insurance policy. Well there are some people who do not have life insurance policies, but they definitely have some other kinds of insurance policies. Some businessmen have the business insurance policies, the automotive owners have the automotive insurance policies, the doctors who are working in the hospitals have the medical insurance policies. I was watching a movie in the Star TV channels, I saw that there people are discussing about the life insurance cost. It looks like people are not interested to spend more money for a good life insurance policy, they just want a cheap life insurance policy at any cost.