Managing credit card debt is one of the leading problems for people today, especially due to the weak economy in recent years. If you’re currently struggling with your credit card debt, there are a few things that you can do to make it more manageable. If you’re getting contacted by a debt collection agency such as the alliance one collection agency you may wish to ask them if they can offer you a settlement. Often, a debt collector will be able to offer you a settlement for a mere portion of the whole amount owed, and you will be able to move forward with your financial future.

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