My monthly bills increased but my income stayed the same. A few high utility bills meant I might not have services at my home within a month. I needed to have electricity, heat and a telephone. I was upset and did not know what to do. I spoke to a friend, who recommended applying for a loan to catch up. Then I could payoff what I owed over time without losing my utilities. I decided to move to a more affordable place. Reputable money lenders were there when I needed help. From paying off bills to moving, the loan helped me cover all necessary expenses.