My and recently came down with horrible terminal illness, which devastated all of us. She is a wonderful woman, and the thought of losing her is heart wrenching. She was offered a viatical settlement for her life insurance policy, and she is thinking about taking it. She does not have any direct dependents that would benefit from her life insurance policy when she passes away, and she could really use the lump sum of cash right now in order to pay for her medical treatments, and the daily care that she requires because of her condition.

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