If you are financially strapped and require quick cash now, consider a Singapore personal loan. You will not be required to submit to a credit check, or a lengthy application process. If you are at least 18 years old, have a government issued ID, and a title to your vehicle, you can usually receive same-day cash in an amount up to the value of your vehicles equity. Cash is available with affordable repayment plans. Making timely repayments of the debt can increase your credit worthiness, to make it easier to borrow money from financial institutions in the future.