Every business has multiple assets. They can range from your building, right down to your accounts receivable. It is the accounts receivable that represent your income, this is what allows a company to stay in business. If they have delinquent accounts, they may hire a debt collection agency such as cfs ii. Such agencies have a tough no nonsense reputation. Their methods of collecting on a debt are harsh and very stressful. Eventually, they will resort to threats of legal actions; such as judgments or writs of attachment. They have no sympathy for the debt holder who may have fallen upon hard times. Payback in full is their only goal.