Need to save for a down payment on taupo real estate or other property? If so, I will share some tips for what works well for my family (we own three properties now), in case they can help you. First, check out a good reliable bank and get a savings account opened. Start funding it, even if it's just $5 a week. It will grow. Then go over your budget. Don't have one? Write one up today, stopping all else until this is done. Direct all excess funds to that savings account to grow your down payment. Skip junk foods etc. and save.