It is very important for a person to make sure that they are financially together before they begin to look at Anna Maria Island real estate. The vast majority of people have to get a mortgage to purchase a home. When they visit the lender, they want to make sure that they have the best chances of getting it. This means that they are not going to have high amounts of debt. It means that they will have a decent down payment to use on the home. Any problems with their credit report are going to be resolved. After they get this part taken care of, they can find the home of their dreams.