When I need a loan quickly, and I can’t borrow any money from anyone, I see which money lenders offer good rates. Usually the rates are pretty high, but there are sometimes no other options out there when I need money right then and there. Since I get a steady paycheck, I’m generally able to at least get loaned half of what I make. This is great because when I go to pay it back, I still have a little bit of my paycheck left to work with. I only use these lenders in an emergency situation.