There is a very famous proverb that basically says a person should not say with certainty that they are going to do something tomorrow or the next day. The reason why they should not do this is because as humans we have no control over what the next day will bring. We plan, but things outside of our control can change our plans. Every single day, people who are planning for a bright future are met with unfortunate accidents and other situations that bring their lives to an end. Smart people have planned ahead to take care of their loved ones by purchasing cheap term life insurance policies.