Several months ago I was laid off from my job. Unfortunately, I did not have very much money saved and didn’t have enough funds to pay all of my bills. Luckily for me, I was able to obtain a few loans to help tide me over until I found a new job. They were a real life saver for me and helped me to get back on track with my finances. The key to making a loan work for you instead of against you is to make sure you make all of your payments on time.